Money Basics | Managing Money

How to receive your SSS pension through Metrobank

September 21, 2026

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Having your SSS pension credited directly to your account removes the guesswork, and the right setup makes every disbursement day simpler.

For retirees seeking a reliable way to receive their monthly benefit, Metrobank is a practical choice as an SSS bank. As an authorized pension disbursement partner of the Social Security System, Metrobank credits pensioners' monthly benefits directly to a dedicated account—no need to visit an SSS office or queue on disbursement day.

Here is a step-by-step guide to getting started.

Why receive your pension through a bank?

Having your pension credited to an SSS savings account gives you flexible access to your funds through branches, ATMs, and online banking. It also creates a clear record of every disbursement—useful for tracking your pension history and for following up on any discrepancies.

How to set up your SSS pension disbursement through Metrobank

Step 1: Open a Metrobank Pensioner Savings Account

Visit your nearest Metrobank branch to open an account for SSS pension disbursement. Bring a valid government-issued ID and any SSS-related documents you have. Branch staff can provide the complete list of requirements. 

Step 2: Note your account details

Once your account is open, keep a record of your account number. This is the number you will submit to SSS to enroll Metrobank as your preferred disbursement channel. Verify that your account details are accurate before submitting—errors can delay the crediting of your pension.

Step 3: Enroll your account with SSS

Submit your Metrobank account number to SSS through any of its official enrollment channels: an SSS branch, the My.SSS online portal, or an authorized SSS representative. Refer to SSS's official resources for enrollment guidance and a complete list of SSS-accredited banks for disbursement. Processing timelines vary.

Step 4: Confirm your enrollment

After submitting, follow up with both SSS and Metrobank to confirm that your enrollment is complete. Keeping copies of your submission documents can help resolve any issues that arise during processing.

What to expect after enrollment

Once your enrollment is confirmed, your monthly benefit will be credited to your Metrobank account on SSS's scheduled disbursement dates. 

You can access your funds through Metrobank's branch network, ATMs, Metrobank Online, and the Metrobank App. If your pension is not credited on the expected date, contact Metrobank or SSS directly, with your enrollment records ready.

About the Metrobank SSS savings account

Metrobank is an accredited bank for SSS pensions, meaning it meets SSS requirements for pension disbursement. Its SSS Pensioner Savings Account is designed for retirees receiving their monthly SSS benefit. 

Disclaimer: This article is for general information purposes and does not constitute formal financial advice. Loan products, rates, amounts, and eligibility requirements are subject to change. Always verify current details with Metrobank and seek professional advice from a certified personal finance counselor before making financial decisions.

Get started

Take full control of your pension

Start receiving your SSS pension through Metrobank. Open a Pensioner Savings Account today at the nearest Metrobank branch. 

<h3>Take full control of your pension</h3>

Frequently asked questions

Can I open a Metrobank SSS savings account online?

The SSS pensioner bank account cannot be opened entirely online. An in-branch visit is required to submit a valid photo ID and make an initial deposit. Once the account is active, you can manage it digitally through Metrobank Online and the Metrobank App.

How long does it take for my pension to be credited after enrollment?

Processing timelines vary depending on SSS's schedule. After submitting your account details, allow time for your disbursement records to be updated, then confirm the status with both SSS and Metrobank.

What should I do if my SSS pension is not credited on the expected date?

Contact Metrobank (hotline (02) 88-700-700) or SSS directly if your pension does not appear on the expected disbursement date. Having your enrollment records and account details ready can help resolve the issue more quickly.