Money Basics | Investing

Achieve your life goals with UITFs through Metrobank Online

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With Metrobank Online, opening a UITF is simple, secure, and accessible. You can access professional fund management and explore UITF options in the Philippines suited to your goals.

Metrobank continues to make investing easier and more accessible by enabling Unit Investment Trust Fund (UITF) account opening online.

Clients can now open and manage their UITF investments directly through Metrobank Online and the Metrobank App, the Bank’s internet banking platforms. With the UITF Online feature, investing can be done anytime and anywhere. In just a few clicks, clients can subscribe to or redeem funds and monitor their portfolios, all professionally managed by Metrobank’s multi-awarded team of fund managers.

Whether you’re just beginning your investment journey or looking to diversify your portfolio, Metrobank offers a seamless way to invest online. The UITF Online feature underscores the Bank’s commitment to helping Filipinos take charge of their financial growth through simple, secure, and expert-guided digital investment platforms.

Metrobank’s over 25 UITF products are designed to meet specific financial goals and risk profiles—from short-term objectives to long-term aspirations. For new investors, Select Metrobank UITFs require a minimum placement of PHP 10,000 or USD 100—keeping entry accessible for first-time investors. Meanwhile, for experienced investors, the Bank offers a strategic avenue to diversify portfolios and build on existing wealth.

To ensure peace of mind while you digitally manage your funds, Metrobank ensures that the Metrobank Online platform and the Metrobank App are backed by global security standards. And to help you better understand your investment’s performance and make your next money move, you can access timely research notes and market insights from Metrobank's Trust Banking Group.

"Metrobank UITF Online exemplifies our commitment to innovation by offering a secure, seamless digital investment platform. Backed by Metrobank’s proven fund management expertise, clients gain confidence, efficiency, and access to expert insights – empowering informed decisions and long-term financial growth," said Ric Pedrosa, Metrobank Head for Trust Banking Group.

Metrobank’s Trust Banking Group has once again been recognized for its excellence in managing peso- and dollar-denominated UITFs at the CFA Society Philippines’ 10th Annual Best Managed Funds of the Year Awards 2025, which highlights outstanding fund managers in the country.

Invest your money easily, securely, and confidently with Metrobank UITF Online.

Disclaimer: Unit Investment Trust Funds (UITFs) are not deposit products and are not insured by the Philippine Deposit Insurance Corporation (PDIC). They are not obligations of, nor guaranteed by, the Metrobank or its affiliates or subsidiaries. Due to the nature of the investments, returns and principal value may fluctuate, and losses may be incurred.

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Frequently asked questions

How do I choose the right UITF for my goals?

Metrobank offers more than 25 UITF products designed to match a range of financial goals and risk profiles. Finding the right trust fund in the Philippines for your situation starts with understanding your investment timeline and risk appetite.

Metrobank UITFs are available across conservative, moderate, and aggressive risk profiles. A Metrobank Wealth Specialist can help you find the right fit. Alternatively, you can explore fund options through Metrobank Online and the Metrobank App.

How do I estimate my potential UITF returns?

A UITF calculator provides a projected estimate of how your investment may grow based on historical fund performance, your initial investment amount, and your intended holding period. While past performance does not guarantee future results, a UITF calculator is a practical starting point for setting realistic expectations and comparing how different fund types might perform over your target timeline.

Metrobank Online provides fund performance data to support your planning before you subscribe.

What is the minimum amount needed to open a UITF account on Metrobank Online?

New investors can open a UITF account through Metrobank Online starting from PHP 1,000 or USD 100 for select funds, making professional fund management accessible without requiring a large initial outlay. From that starting point, you can add to your investment over time as your financial capacity grows and your goals evolve.