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Spark Savings Account

<p>Start building funds with the Philippines’ top bank account for teens.</p>

Allows you 24/7 access to your funds through Metrobank’s ATMs nationwide.

24/7 access

Enjoy cashless payments wherever Mastercard is accepted.

Convenient as cash

Track your transactions, manage your account, pay bills, and more online.

Manage your account

<h1>A <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">student&nbsp;</span>savings account</h1>

<p>Your student savings account comes with a debit card, making it easy to pay bills, cover school expenses, and handle everyday transactions on the go. A debit card for students means no need to carry cash—just tap, swipe, or pay online whenever and wherever you need to.</p>

<h3>Go cashless</h3>

<p>Opening a bank account for teens is a smart first step toward financial independence. This account is designed to help young savers build their funds steadily, earning interest over time so every peso deposited works harder. The sooner you start saving, the faster your money grows.</p>

<h3>Build your funds</h3>

<p>Getting started is easier than you think. With a maintaining balance of PHP 500, this student savings account is built with beginners in mind. Even better, the required maintaining balance only starts on the 12th month from the time of your account opening.&nbsp;</p>

<h3>Low maintaining balance</h3>

<p>Managing your money has never been more convenient. Enroll in the Metrobank Mobile App and Metrobank Online to check your balance, transfer funds, and monitor transactions anytime, anywhere. It's the flexibility that fits right into a student's busy schedule, on campus or at home.</p>

<h3>Online banking</h3>

<p>It's never too early to take charge of your finances. The Metrobank Spark Savings Account gives young savers a student bank account that grows right alongside them. Start saving today.</p>

<h2>Open your Account&nbsp;</h2>

<h2>Open your <span style="background: linear-gradient(76.66deg, #93A8FF 10.45%, #90EEFF 54.85%); color: transparent; background-clip: text;">Account</span></h2>

<p>*PHP 500 required maintaining balance starts on the 12th month from the time of account opening. The Spark Savings Account will be converted to a Regular Savings with Debit card once the depositor turns 22 years old. </p>
<ul>
<li>&nbsp;No initial deposit </li>
<li>&nbsp;Maintaining Balance: PHP 500* </li>
<li>&nbsp;Minimum to Earn Interest: PHP 4,000 </li>
<li>&nbsp;Interest Rate: 0.0625%</li>
</ul>

<p><strong>Who can open a Metrobank Spark Savings Account?</strong></p>
<p>The Spark Savings Account is open to young Filipinos aged 7 to 21 who want to start building their savings early. A parent or guardian must be present during account opening for minors under 18.<strong><br></strong></p>
<p><strong>Is there an initial deposit required to open a Metrobank Spark Savings Account?</strong></p>
<p>No. You can open a Spark Savings Account without an initial deposit, making it easy for young savers to get started right away without any upfront financial commitment.<br><br><strong></strong><strong>When does the maintaining balance kick in?</strong></p>
<p>The PHP 500 maintaining balance applies starting in the 12th month from the date of account opening, giving new account holders plenty of time to gradually build up their funds.<strong></strong></p>
<p><strong>What happens to my student savings account when I turn 22?&nbsp;</strong></p>
<p>Once you turn 22, your Spark Savings Account is automatically converted to a Regular Savings Account with a Debit Card, so your banking experience transitions smoothly as you move into adulthood.<strong><br><br></strong><strong>Does the Metrobank Spark Savings Account comes with a debit card?&nbsp;<br><br></strong>Yes. The account comes with a debit card that you can use for everyday transactions, whether you're paying for school expenses, shopping, or going cashless on the go.</p>

The Spark Savings Account is created for young Filipinos (7 to 21 years of age) who want to start saving early. This comes with a savings account and a debit card for students in the Philippines. No initial deposit required.

<h2>The bank account for teens</h2>

<h2>The bank account for <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">teens</span></h2>

<p>Are you ready for a savings account for students? Open a Spark Savings Account at the nearest Metrobank branch.</p>

<h2>Build your future</h2>

<h2>Build your&nbsp;<span style="background: linear-gradient(76.66deg, #93A8FF 10.45%, #90EEFF 54.85%); color: transparent; background-clip: text;">future</span></h2>

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<h2>Keep <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Exploring</span></h2>

Spark Savings Account: A bank account for teens | Metrobank

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The Spark Savings Account grows with your child. Give your child a bright future and open a bank account for students in the Philippines today!

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What should I do if I forgot my username or password?

What investment options are available to me?

Am I eligible to apply for a commercial loan?

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<p>For inquiries, you may call our Metrobank Contact Center at (02) 88-700-700, or our domestic toll-free number at 1-800-1888-5775, or send an e-mail to <a href="mailto:customercare@metrobank.com.ph">customercare@metrobank.com.ph</a></p>

<p>Metrobank is regulated by the Bangko Sentral ng Pilipinas
Website: <a href="https://www.bsp.gov.ph">https://www.bsp.gov.ph</a></p>

<p>Deposits are insured by PDIC up to P1 Million per depositor.</p>


A student savings account

24/7 access

Convenient as cash

Manage your account

Open your Account

Go cashless

Build your funds

Low maintaining balance

Online banking

The bank account for teens

Build your future

Keep Exploring

Cards

Loans

Services

Got questions? We can help.